Re-Financing Your Loan

PROVIDING YOUR LENDER WITH INFORMATION THEY REQUIRE

To refinance your mortgage, your lender will require a completed HOA certification and/or a demand which lists the type of development (condo or PUD), year built, # of units, tenant/owner ratio, current dues amount, special assessment & litigation (if any) status, HOA-related closing fees, insurance coverage summary, and other information. Contact Affirmative Management (AMS) to start the process.

Fee: $275

Ways to pay: Credit card or check.  If paying by credit card call AMS at (408) 244-0909 for instructions or send a message using the CONTACT US button.  If paying by check, mail it to: Affirmative Management Services | P.O. Box 477 | Campbell, CA 95009-0477.

Turnaround time: Usually a week or less from the time AMS receives payment

Is expedited service available?  Yes, $50 for 24 hours

For courier pickup of completed re-fi documents: Contact AMS for physical location

Summary: You, your agent, or your title officer need to

• 1. Send AMS the title company’s instructions, and

  2. their HOA certification and/or demand (either or both forms), along with

  3. the $275 fee