Re-Financing Your Loan
PROVIDING YOUR LENDER WITH INFORMATION THEY REQUIRE
To refinance your mortgage, your lender will require a completed HOA certification and/or a demand which lists the type of development (condo or PUD), year built, # of units, tenant/owner ratio, current dues amount, special assessment & litigation (if any) status, HOA-related closing fees, insurance coverage summary, and other information. Contact Affirmative Management (AMS) to start the process.
Fee: $250
Ways to pay: Credit card or check. If paying by credit card call AMS at (408) 244-0909 for instructions or send a message using the CONTACT US button. If paying by check, mail it to: Affirmative Management Services | P.O. Box 477 | Campbell, CA 95009-0477.
Turnaround time: Usually a week or less from the time AMS receives payment
Is expedited service available? Yes, $50 for 24 hours
For courier pickup of completed re-fi documents: Contact AMS for physical location
Summary: You, your agent, or your title officer need to
Send AMS the title company’s instructions, and
their HOA certification and/or demand (either or both forms), along with
the $250 fee